How your mortgage is affect by your credit report
How to obtain, read, and improve your credit report Your credit report is held by three main Credit Reference Agencies in the UK. These are: Experian Equifax TransUnion All financial institutions have an agreement whereby they feed information back to these three Credit Reference Agencies about your history of applying for credit, and paying for … Read more
Your right to your Statutory Credit Report If your mortgage broker believes there could be information on your credit file affecting your ability to secure a mortgage, they will ask you to obtain a copy of your credit report. What does this mean? Your broker is requesting an up-to-date copy of your full credit report … Read more
Credit score, mortgages, and credit reference agencies In the UK, there are three major credit reference agencies supplying mortgage lenders with the information they require to make lending decisions on applicants. These credit agencies gather data from financial services companies every time you take a loan, arrange a credit card, or apply for a financial … Read more