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Accord Mortgages Product Transfers for Existing Borrowers

Fixed rates for existing Accord Mortgages Borrowers

Rates for existing customers current as of December 6, 2023
TypeRateToFeeLTV
2 year Fixed5.10%31/03/2026£1,49565%
2 year Fixed5.20%31/03/2026£99565%
2 year Fixed5.35%31/03/2026£065%
3 year Fixed5.42%31/03/2027£065%
5 year Fixed4.79%31/03/2029£1,49565%
5 year Fixed4.87%31/03/2029£99565%
5 year Fixed4.96%31/03/2029£49565%
5 year Fixed5.05%31/03/2029£065%

Offset Fixed rates for existing Accord Mortgages Borrowers

Rates for existing customers current as of December 6, 2023
TypeRateToFeeLTV
Fixed5.15%31/03/2026£99565%
Fixed5.65%31/03/2026£065%
Fixed5.17%31/03/2029£99565%
Fixed5.35%31/03/2029£065%

Existing Accord Borrowers only

  • Existing Accord Mortgages Borrower?
  • Looking to get off of, or avoid 8.24% standard variable rate?
  • Make one simple phone call 020 8979 9684
  • No need to book an appointment
  • No need to prove income
  • No credit scoring

Accord Mortgages Buy to Let existing borrower transfer products

TypeRateToFeeLTV
2 year fixed5.11%31/03/2026£1,49560%
2 year fixed 5.29%31/03/2026 £495 60%
2 year fixed5.59%31/03/2026£060%
3 year fixed5.54%31/03/2027£060%
5 year fixed5.25%31/03/2029£1,49560%
5 year fixed5.04%31/03/2029£49560%
5 year fixed5.25%31/03/2029£060%

Process for Accord Mortgage Product Transfer

Call our team on 020 8979 9684. Have to hand your Accord mortgage account number (this is 10 digits long).

We will check your product options with Accord Mortgages and then discuss which would be most suitable for you.

Once you, as the borrower decide on your preferred rate, a simple signature requests the new mortgage rate from Accord Mortgages, which is then put in place as the current rate ends. This means you avoid mortgage interest on the expensive 8.24% variable rate.

Accord Mortgages Early Repayment Charges – Residential Mortgages

ProductEarly Repayment Charges
2 year fixed/tracker1.0% to 31/03/2025
0.5% to 31/03/2026
3 year fixed3.0% to 31/03/2025
2.5% to 31/03/2026
2.0% to 31/03/2027
5 year fixed5.0% to 31/03/2025
4.0% to 31/03/2026
3.5% to 31/03/2027
2.5% to 31/03/2028
2.0% to 31/03/2029
Overpayment Allowanceup to 10% of the outstanding balance can be repaid per annum without penalty

Accord Mortgages Early Repayment Charges – Buy to Let

ProductEarly Repayment Charges
2 year fixed1.0% to 31/03/2025
0.5% to 31/03/2026
5 year fixed5.0% to 31/03/2025
4.0% to 31/03/2026
3.5% to 31/03/2027
2.5% to 31/03/2028
2.0% to 31/03/2029
Overpayment Allowanceup to 10% of the outstanding balance on 1st June can be repaid per annum without penalty

Accord Mortgages Overpayment Options

Most Accord Mortgages products allow you to overpay by up to 10% each year without penalty. If you feel you may with to overpay by more than this please speak to our team who can talk to you about offsetting, or taking a mortgage product that allow you to overpay by up to 50% each year.