Fixed rates for existing Accord Mortgages Borrowers – 65% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.24% | 30/06/27 | £1,495 | 65% |
| 2 year Fixed | 4.44% | 30/06/27 | £995 | 65% |
| 2 year Fixed | 4.64% | 30/06/27 | £0 | 65% |
| 3 year Fixed | 4.62% | 30/06/28 | £0 | 65% |
| 5 year Fixed | 4.33% | 30/06/30 | £1,495 | 65% |
| 5 year Fixed | 4.41% | 30/06/30 | £995 | 65% |
| 5 year Fixed | 4.54% | 30/06/30 | £0 | 65% |
Fixed rates for existing Accord Mortgages Borrowers – 75% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.30% | 30/06/27 | £1,495 | 75% |
| 2 year Fixed | 4.64% | 30/06/27 | £995 | 75% |
| 2 year Fixed | 4.80% | 30/06/27 | £0 | 75% |
| 3 year Fixed | 4.84% | 30/06/28 | £0 | 75% |
| 5 year Fixed | 4.52% | 30/06/30 | £1,495 | 75% |
| 5 year Fixed | 4.60% | 30/06/30 | £995 | 75% |
| 5 year Fixed | 4.73% | 30/06/30 | £0 | 75% |
Fixed rates for existing Accord Mortgages Borrowers – 80% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.73% | 30/06/27 | £1,495 | 80% |
| 2 year Fixed | 4.85% | 30/06/27 | £995 | 80% |
| 2 year Fixed | 5.16% | 30/06/27 | £0 | 80% |
| 3 year Fixed | 5.09% | 30/06/28 | £0 | 80% |
| 5 year Fixed | 4.70% | 30/06/30 | £1,495 | 80% |
| 5 year Fixed | 4.80% | 30/06/30 | £995 | 80% |
| 5 year Fixed | 4.89% | 30/06/30 | £0 | 80% |
Fixed rates for existing Accord Mortgages Borrowers – 85% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.78% | 30/06/27 | £1,495 | 85% |
| 2 year Fixed | 4.96% | 30/06/27 | £995 | 85% |
| 2 year Fixed | 5.26% | 30/06/27 | £0 | 85% |
| 3 year Fixed | 5.24% | 30/06/28 | £0 | 85% |
| 5 year Fixed | 4.75% | 30/06/30 | £1,495 | 85% |
| 5 year Fixed | 4.90% | 30/06/30 | £995 | 85% |
| 5 year Fixed | 5.02% | 30/06/30 | £0 | 85% |
Fixed rates for existing Accord Mortgages Borrowers – Offset
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.74% | 30/06/27 | £995 | 65% |
| 2 year Fixed | 4.94% | 30/06/27 | £0 | 65% |
| 5 year Fixed | 4.71% | 30/06/30 | £995 | 65% |
| 5 year Fixed | 4.84% | 30/06/30 | £0 | 65% |
| 2 year Fixed | 4.89% | 30/06/27 | £995 | 75% |
| 2 year Fixed | 5.10% | 30/06/27 | £0 | 75% |
| 5 year Fixed | 5.03% | 30/06/30 | £0 | 75% |
Buy to Let rates for existing Accord Mortgages Borrowers – 60% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.55% | 30/06/27 | £1,495 | 60% |
| 2 year Fixed | 4.70% | 30/06/27 | £495 | 60% |
| 2 year Fixed | 4.98% | 30/06/27 | £0 | 60% |
| 3 year Fixed | 4.88% | 30/06/28 | £0 | 60% |
| 5 year Fixed | 4.50% | 30/06/30 | £1,495 | 60% |
| 5 year Fixed | 4.64% | 30/06/30 | £495 | 60% |
| 5 year Fixed | 4.81% | 30/06/30 | £0 | 60% |
Buy to Let rates for existing Accord Mortgages Borrowers – 75% loan to value
Rates for existing customers current as of March 21, 2025| Type | Rate | To | Fee | LTV |
| 2 year Fixed | 4.45% | 30/06/27 | £1,495 | 75% |
| 2 year Fixed | 4.60% | 30/06/27 | £495 | 75% |
| 2 year Fixed | 4.88% | 30/06/27 | £0 | 75% |
| 3 year Fixed | 4.78% | 30/06/28 | £0 | 75% |
| 5 year Fixed | 4.40% | 30/06/30 | £1,495 | 75% |
| 5 year Fixed | 4.54% | 30/06/30 | £495 | 75% |
| 5 year Fixed | 4.71% | 30/06/30 | £0 | 75% |
Existing Accord Borrowers only
- Existing Accord Mortgages Borrower?
- Looking to get off of, or avoid 8.24% standard variable rate?
- Make one simple phone call 020 8979 9684
- No need to book an appointment
- No need to prove income
- No credit scoring
Process for Accord Mortgage Product Transfer
Call our team on 020 8979 9684. Have to hand your Accord mortgage account number (this is 10 digits long).
We will check your product options with Accord Mortgages and then discuss which would be most suitable for you.
Once you, as the borrower decide on your preferred rate, a simple signature requests the new mortgage rate from Accord Mortgages, which is then put in place as the current rate ends. This means you avoid mortgage interest on the expensive 8.24% variable rate.
Accord Product Transfer Rates – Early Repayment Charges
| Product & Term | Period | Charges | End Date |
| 2 Year Fixed | 1 | 2.50% until 30/06/26 | 30/06/27 |
| 2 | 2.00% until 30/06/27 | ||
| 3 Year Fixed | 1 | 3.00% until 30/06/26 | 30/06/29 |
| 2 | 2.5% until 30/06/27 | ||
| 3 | 2.00% until 30/06/29 | ||
| 5 Year Fixed | 1 | 5.00% until 30/06/26 | 30/06/30 |
| 2 | 4.00% until 30/06/27 | ||
| 3 | 3.50% until 30/06/28 | ||
| 4 | 2.50% until 30/06/29 | ||
| 5 | 2.00% until 30/06/30 |
Overpayment allowances
As a concession Accord allows overpayments each calendar year of up to 10% of your outstanding balance without early repayment charges.
If you intend to make regular or lump sum overpayments, firstly check with the lender that you will be within your overpayments limits.
Mortgage Product Transfer with another Lender? – click below
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