Accord Mortgages Product Transfers

Fixed rates for existing Accord Mortgages Borrowers

Rates for existing customers current as of December 6, 2023

Type	Rate	To	Fee	LTV
2 year Fixed	5.10%	31/03/2026	£1,495	65%
2 year Fixed	5.20%	31/03/2026	£995	65%
2 year Fixed	5.35%	31/03/2026	£0	65%
3 year Fixed	5.42%	31/03/2027	£0	65%
5 year Fixed	4.79%	31/03/2029	£1,495	65%
5 year Fixed	4.87%	31/03/2029	£995	65%
5 year Fixed	4.96%	31/03/2029	£495	65%
5 year Fixed	5.05%	31/03/2029	£0	65%

Call us now on 020 8979 9684

Offset Fixed rates for existing Accord Mortgages Borrowers

Rates for existing customers current as of December 6, 2023

Type	Rate	To	Fee	LTV
Fixed	5.15%	31/03/2026	£995	65%
Fixed	5.65%	31/03/2026	£0	65%
Fixed	5.17%	31/03/2029	£995	65%
Fixed	5.35%	31/03/2029	£0	65%

Existing Accord Borrowers only

Existing Accord Mortgages Borrower?
Looking to get off of, or avoid 8.24% standard variable rate?
Make one simple phone call 020 8979 9684
No need to book an appointment
No need to prove income
No credit scoring

Accord Mortgages Buy to Let existing borrower transfer products

Type	Rate	To	Fee	LTV
2 year fixed	5.11%	31/03/2026	£1,495	60%
2 year fixed	5.29%	31/03/2026	£495	60%
2 year fixed	5.59%	31/03/2026	£0	60%
3 year fixed	5.54%	31/03/2027	£0	60%
5 year fixed	5.25%	31/03/2029	£1,495	60%
5 year fixed	5.04%	31/03/2029	£495	60%
5 year fixed	5.25%	31/03/2029	£0	60%

Process for Accord Mortgage Product Transfer

Call our team on 020 8979 9684. Have to hand your Accord mortgage account number (this is 10 digits long).

We will check your product options with Accord Mortgages and then discuss which would be most suitable for you.

Once you, as the borrower decide on your preferred rate, a simple signature requests the new mortgage rate from Accord Mortgages, which is then put in place as the current rate ends. This means you avoid mortgage interest on the expensive 8.24% variable rate.

Accord Mortgages Early Repayment Charges – Residential Mortgages

Product	Early Repayment Charges
2 year fixed/tracker	1.0% to 31/03/2025 0.5% to 31/03/2026
3 year fixed	3.0% to 31/03/2025 2.5% to 31/03/2026 2.0% to 31/03/2027
5 year fixed	5.0% to 31/03/2025 4.0% to 31/03/2026 3.5% to 31/03/2027 2.5% to 31/03/2028 2.0% to 31/03/2029
Overpayment Allowance	up to 10% of the outstanding balance can be repaid per annum without penalty

Accord Mortgages Early Repayment Charges – Buy to Let

Product	Early Repayment Charges
2 year fixed	1.0% to 31/03/2025 0.5% to 31/03/2026
5 year fixed	5.0% to 31/03/2025 4.0% to 31/03/2026 3.5% to 31/03/2027 2.5% to 31/03/2028 2.0% to 31/03/2029
Overpayment Allowance	up to 10% of the outstanding balance on 1st June can be repaid per annum without penalty

Accord Mortgages Overpayment Options

Most Accord Mortgages products allow you to overpay by up to 10% each year without penalty. If you feel you may with to overpay by more than this please speak to our team who can talk to you about offsetting, or taking a mortgage product that allow you to overpay by up to 50% each year.

Accord Mortgages Product Transfers for Existing Borrowers