We will check your Virgin Money mortgage options and email a full list to you on a single sheet
Our experienced Team can give you any advice or further information you need to decide on a rate
Once you have made a decision we secure the new mortgage rate for you
In the current market is makes sense to your Virgin Money mortgage product transfer rate early.
Within six months of your current Virgin mortgage rate ending you can secure a new mortgage rate. That rate will not start before your current rate ends. If Virgin mortgage rates then rise, your initially secured mortgage rate is held for you. If Virgin mortgage rates fall, you can swop a reserved mortgage rate to the new lower rate at no cost.
7 Great things about Virgin Money Mortgage Rate Deals for existing customers
You can reserve your new deal with us – now You can reserve a new Virgin Money mortgage rate up to 120 days before your current deal ends. If your new Virgin Money mortgage rate is lower, we can even transfer your product early, saving you money.
You can switch quickly We can get your new mortgage rate secured within hours in most cases.
We check your eligibility We establish your mortgage balance and current property value and let you know all the rates available to you, and can advise you on the most suitable for you.
There will be no credit check A new Virgin Money mortgage rate is available regardless of your recent credit history.
Changes in your circumstances are not a problem We can arrange a new Virgin Money mortgage rate even if your income has dropped or one borrower has stopped working.
There is no need for a property valuation We obtain a valuation of your property from Virgin Money, same day, at no cost.
You do not need a solicitor You won’t need a solicitor to finalise your new Virgin Money mortgage rate.