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Nationwide Rates List

Nationwide existing customers rate switch from 1.94%

Current Nationwide Mortgage Rate Switches for Existing Customers

Up to 60% loan to value

Rates current as of April 12, 2022
TermRateTypeFeeLTV
2 yrs1.94%Fixed£99960%
2 yrs2.39%Fixed£060%
3 yrs1.94%Fixed£99960%
3 yrs2.39%Fixed£060%
5 yrs2.04%Fixed£99960%
5 yrs2.39%Fixed£060%

Current Nationwide Mortgage Rate Switches for Existing Customers – 75% LTV

Your can switch your Nationwide Mortgage to rates from

TermRateTypeFeeLTV
2 yrs2.04%Fixed£99975%
2 yrs2.49%Fixed£075%
3 yrs2.04%Fixed£99975%
3 yrs2.49%Fixed£075%
5 yrs2.14%Fixed£99975%
5 yrs2.54%Fixed£075%
10 yrs2.25%Fixed£99975%
Rates current as of April 12, 2022

Current Nationwide Mortgage Rate Switches for Existing Customers – 85% LTV

Your can switch your Nationwide Mortgage to rates from

TermRateTypeFeeLTV
2 yrs2.19%Fixed£99985%
2 yrs2.59%Fixed£085%
3 yrs2.19%Fixed£99985%
3 yrs2.59%Fixed£085%
5 yrs2.24%Fixed£99985%
5 yrs2.69%Fixed£085%

More Nationwide existing customers mortgage rates

Tracker Rates

Rates current as of April 12, 2022
TermRateTypeFeeLTV
2 years 1.69% Tracker £99960%
2 years 2.14% Tracker £060%
2 years 1.74% Tracker £999 75%
2 years 2.24% Tracker £075%
2 years 2.04% Tracker £999 85%
2 years 2.39% Tracker £0 85%

7 Great things about Nationwide Switcher Rates

You can switch your Nationwide mortgage with us – now
You can secure a new Nationwide mortgage product up to 5 months before your current mortgage rate ends. Your new rate can go live up to 3 months before your current Nationwide mortgage rate ends, without incurring an early redemption charge on your current rate.

You can switch quickly
We can get your switcher rate offer secured within hours in most cases.

We check your eligibility
We check your Nationwide mortgage balance and current property value and let you know all the rates available to you.

There’s no credit check
A Nationwide switcher rate is available whatever your recent credit history.

New circumstances are not a problem
We can arrange a Nationwide switcher rate even if your income has dropped or changed.

There’s no need for a house valuation
Nationwide will tell us the value of your property.

There’s no need for a solicitor
You won’t need a solicitor when arranging a Nationwide switcher rate with us.

Dates for Nationwide Product Switching

Earliest date to complete switch

The earliest date we can select a Nationwide mortgage product switch rate for you is the first day of the month, five months before your current rate ends.
For example, if your Nationwide mortgage product ends on 31st July, we can select a new rate on 1st March.
The new rate can start anytime within 3 months of expiry of your current rate.

Latest date to complete switch

To complete a switch to start next month we need to have your instruction by close of business on the 22nd of the current month.

CURRENT Rate EndsSECURE New Rate from START New Rate from
31st January1st September1st November
28th February1st October 1st December
31st March1st November 1st January
30th April1st December 1st February
31st May1st January 1st March
30th June1st February 1st April
31st July1st March 1st May
31st August1st April 1st June
30th September1st May 1st July
31st October1st June 1st August
31st November1st July 1st September
31st December1st August 1st October

When you call to request a Nationwide Existing Customers Rate Switch

please have to hand

  • Your 11 digit mortgage account number
  • Your Bank Account Number (account from which you pay your mortgage