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Aldermore Mortgage Customers Loyalty Rates

Aldermore Product Switch Rates – Residential Mortgages

TypeRateFixed toFee Max LTV
2 Year Fixed5.74%Month 24£065%
2 Year Fixed5.94%Month 24£070%
2 Year Fixed5.94%Month 24£075%
2 Year Fixed6.29%Month 24£080%
5 year Fixed5.34%Month 60£065%
5 year Fixed5.54%Month 60£070%
5 year Fixed5.54%Month 60£075%
5 year Fixed5.89%Month 60£080%
2 year Discount6.23%Month 24£080%*
  • The discount product carries a switch to fix option with no early repayment charge. Ideal if you wish to take a discount rate now and wait for fixed rates to improve.
  • Existing Aldermore borrower?
  • Looking to switch to a Loyalty Rate?
  • Make one simple phone call to 020 8979 9684
  • No need to book an appointment with a Mortgage Adviser
  • Prefer to work online? click here

Aldermore Product Switch Rates – Buy to Let Mortgages

TypeRateFixed toFee Max LTV
2 Year Fixed6.59%Month 24£070%
2 Year Fixed6.59%Month 24£075%
2 year Fixed6.84%Month 24£085%
5 year Fixed5.99%Month 60£070%
5 year Fixed5.99%Month 60£075%
5 year Fixed6.24%Month 60£085%

Aldermore Product Switch Rates – Buy to Let Mortgages – HMO and Multi Unit Freeholds

TypeRateFixed toFee Max LTV
2 Year Fixed7.09%Month 24£080%
5 year Fixed6.34%Month 60£080%

Aldermore Product Switch Rates – Regulated (Residential) Buy to Let Mortgages

TypeRateFixed toFee Max LTV
2 Year Fixed6.59%Month 24£070%
2 year Fixed6.59%Month 24£075%
2 year Fixed6.84%Month 24£085%
5 year Fixed5.99%Month 60£070%
5 year Fixed5.99%Month 60£075%
5 year Fixed6.24Month 60£085%
2 year Discount6.48%Month 24£085%*

*Discount product carries switch to fix option with no early repayment charge. Ideal if you wish to take a discount rate now and wait for fixed rates to improve.

Product Transfer Rates – Early Repayment Charges

Product & TermPeriodChargesEnd Date
2 Year Fixed12.50% first 12 monthsMonth 24
22.00% second12 months
5 Year Fixed14.50% first 12 monthsMonth 60
24.00% second 12 months
33.50% third 12 months
43.00% fourth 12 months
52.50% fifth 12 months
2 Year Tracker12.50% first 12 monthsMonth 24
switch to fix option22.00% second12 months

Overpayment allowances

Borrowers can make overpayments of up to 10% of your outstanding balance in any 12 month period without incurring any early repayment charge.
Always check with the Lender that you are within your limits before making any overpayment.