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A Mortgage Now was established as independent mortgage brokers by our Senior Partners in 2002.  Our business was built with the key focus on providing a simple and convenient mortgage application process for our clients.

To this end we have built secure online systems to work alongside our website making it easy for our clients a a to provide our brokers with the information they need to advise the clients correctly.

In short this means that when dealing with our independent mortgage brokers you can expect:

  • no meetings
  • no paperwork
  • no fuss

We realise that obtaining a mortgage is a major financial decision that can greatly affects the lives of you and your family.  It is therefore important that we get you the result you need.  Equally important,  in a situation where you may need to moderate your objectives,  is that we make you aware of this as quickly and clearly as possible.


It is vital that your Independent Mortgage Broker has the necessary experience to resolve your issues.  Our independent mortgage brokers all have a minimum 20 years experience of advising borrowers.


It is important to us that our clients are 100% happy with our service as we build our business through recommendation.  We therefore ask each client to provide us with feedback on our service and consider recommending us as independent mortgage brokers to their friends and family.  We ask each client to provide feedback to help us to improve our mortgage service.

I am enormously grateful to Colum, who skilfully guided us throughout the process. He provided careful advice, total support, and reassurance. I recommend A Mortgage Now in the very highest possible terms.


Excellent service. Lawrence was very helpful and quick in answering any questions we had. I would highly recommend him especially if you are a self employed professional.


“A rare quality in today’s market place, a company who under promise and Over deliver. 5 stars Thanks again Guys”


Today’s Independent Mortgage Brokers

We are directly authorised by the Financial Conduct Authority (number 301637) to provide independent mortgage advice.

Because we are not part of a national network, our independent mortgage brokers have the freedom to decide how we will work to the advantage of our clients, and which lenders we will choose to work with – we have access to the whole of the UK mortgage market.

In our third year of operation we noticed that many of our clients were Professional people such as DoctorsDentistsBarristersSolicitors, and Veterinary Surgeons. When we asked them what they found valuable about our independent mortgage broker service, they told us that the ease of dealing with us was key, also our knowledge of their occupations and employment situations.

over the years our experience and specialism in this area has grown to the point today where over half of our clients are medical or legal professionals.

Our experience in dealing with mortgages for Professionals is such that the primary Professionals mortgage lender in the country, Scottish Widows Bank, approached us a few years ago to help them decide on changes to underwriting criteria for Hospital Doctors, Locums, and GPs.

Our relationship with Scottish Widows Bank and other Professionals specialist lenders goes from strength to strength.

What to expect from your A Mortgage Now independent mortgage broker

When you approach us for independent mortgage advice on mortgage enquiry you can contact us by telephone (0208 979 9684), or by email through the contact us page on our website.

By far the easiest way however to start the process is to complete our 7 minute secure online mortgage offer in principle form (seven minutes is the average time it takes our website visitors to complete the form).

A mortgage offer in principle form gives our independent mortgage brokers sufficient information to make an initial assessment of your requirements and options at outset. We can then follow up with a sensible conversation to inform and guide your thinking.

Please note that our independent mortgage brokers do not run credit scores with any lenders at any time without asking your express permission.

Once we understand your situation and requirements, we will discuss your options with you and gather any additional information we require. Details of the documents that may be required to support your mortgage application.

Once your mortgage application is progressing, we keep you updated regularly by email,  SMS text, and telephone. Our online systems mean we are available for you 24 hours a day, seven days a week.

If you are seeking an independent mortgage broker to assist you with your mortgage application in a simple, swift, and straightforward manner, you should call us now

Three primary factors control the amount of interest you will pay on your mortgage:

  • your mortgage rate
  • the amount you are borrowing
  • the length of time you require the money

therefore, as well as ensuring you have the best mortgage rate possible, it is important to maximise your deposit (higher deposit equals lower mortgage rate), and to pay off your lending as soon as possible.

We are able to assist you to find the best mortgage rates, and also advise you on how pushing your deposit levels can reduce your mortgage costs.

It is important to set your mortgage term to keep the costs within your budget. Most mortgage lenders allow you to overpay a significant amount on your mortgage without penalty and this reduces the actual time over which you repay your mortgage and therefore your total mortgage interest charges.

If you intend to overpay lump sums, you should discuss this with your independent mortgage broker in the first instance so that suitable mortgage deals can be identified for you.