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About

Our business

A Mortgage Now have been successfully trading as regulated online mortgage brokers for 20 years. Our business was built with the key focus of providing a simple and convenient mortgage advice and application process for our clients.

Our service

We have built secure online systems to work alongside our website making it easy for our brokers to give you the best and simplest service possible.

For you, as our Client, this means clear advice provided swiftly by our expert, experienced Team:

  • Without Meetings
  • Without Paperwork
  • Without Fuss

Our advisers

Every one of our independent mortgage brokers works from decades of experience advising borrowers on mortgages.

Our Clients

Many of our Clients are Professionals but we do serve a wide range of people both in the UK and around the World.

Our Clients are those seeking the right advice and best value, swiftly, without fuss, and without paperwork.

Our Key Services

We can provide advice on any mortgage requirement you may have, we specialise in:

  • Mortgage Product Transfers
  • Remortgages
  • Mortgages for Doctors
  • Mortgages for Dentists
  • Mortgages for Professionals
  • Mortgages for high net worth and high income applicants
  • Buy to let and investment mortgages
  • HMO Mortgages
  • Mortgages for the Self Employed
  • Mortgages for the Newly Self Employed
  • Below market value purchases from family
  • Bridging loans
  • Secured loans

Further Services

We also advise on protection issues such as:

  • Protecting your family
  • Protecting your home
  • Protecting your income
  • Protecting your business

Recommendations

It is important to us that our clients are 100% happy with our service as we build our business through recommendation.  We therefore ask each client to provide us with feedback on our service and consider recommending us as independent mortgage brokers to their friends and family.  We ask each client to provide feedback to help us to improve our mortgage service.

Regulation

We are directly authorised by the Financial Conduct Authority (number 301637) to provide independent mortgage advice.

Because independent, our mortgage brokers have the freedom to decide how we will work to the advantage of our clients, and which lenders we will choose to work with – we have access to the whole of the UK mortgage market.

What to expect from us

When you approach us for independent mortgage advice on mortgage enquiry you can contact us by telephone (0208 979 9684), or by email through the contact us page on our website.

By far the easiest way however to start the process is to complete our 7 minute secure online mortgage offer in principle form (seven minutes is the average time it takes our website visitors to complete the form).

A mortgage offer in principle form gives our independent mortgage brokers sufficient information to make an initial assessment of your requirements and options at outset. We can then follow up with a sensible conversation to inform and guide your thinking.

Please note that our independent mortgage brokers do not run credit scores with any lenders at any time without asking your express permission.

Once we understand your situation and requirements, we will discuss your options with you and gather any additional information we require. Details of the documents that may be required to support your mortgage application.

When your mortgage application is progressing, we keep you updated regularly by email,  SMS text, and telephone. Our online systems mean we are available for you 24 hours a day, seven days a week.

Call us if you are seeking an independent mortgage broker to assist you with your mortgage application in a simple, swift, and straightforward manner.

Three primary factors control the amount of interest you will pay on your mortgage:

  • your mortgage rate
  • the amount you are borrowing
  • the length of time you require the money

therefore, as well as ensuring you have the best mortgage rate possible, it is important to maximise your deposit (higher deposit equals lower mortgage rate), and to pay off your lending as soon as possible.

We are able to assist you to find the best mortgage rates, and also advise you on how pushing your deposit levels can reduce your mortgage costs.

It is important to set your mortgage term to keep the costs within your budget. Most mortgage lenders allow you to overpay a significant amount on your mortgage without penalty and this reduces the actual time over which you repay your mortgage and therefore your total mortgage interest charges.

If you intend to overpay lump sums, you should discuss this with your independent mortgage broker in the first instance so that suitable mortgage deals can be identified for you.