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Godiva Mortgages Product Transfers

Godiva Mortgages Buy to Let Product Transfers

Rates for existing customers current as of October 18, 2023
TypeRate toFeeLTV
2 year fixed5.57%30/04/2026£1,99950%
2 year fixed5.59%30/04/2026£1,99965%
2 year fixed5.76%30/04/2026£1,99975%
2 year fixed6.15%30/04/2026£050%
2 year fixed6.20%30/04/2026£065%
2 year fixed6.33%30/04/2026£075%
5 year fixed5.12%30/04/2029£1,99950%
5 year fixed5.20%30/04/2029£1,99965%
5 year fixed5.40%30/04/2029£1,99975%
5 year fixed5.35%30/04/2029£050%
5 year fixed5.43%30/04/2029£065%
5 year fixed5.63%30/04/2029£075%
2 year flex tracker5.60%30/04/2026£1,99965%

Existing Godiva Mortgages Buy to Let mortgage holders

We can assist you to obtain a new rate

  • At no cost
  • Online
  • Fast service

Godiva Mortgage Limited are the buy to let mortgage arm Coventry Building Society. The rates shown are for existing borrowers switching to a new rate with the Lender.
Godiva Mortgages product transfers can be secured up to 4 months before the maturity date of your current Godiva Mortgage product.

The process is simple. Contact us, we will retain rates options for you, You select the Godiva product transfer rate you want and we generate full figures for your approval.

We need your approval on figures by the 20th of the month to swop a rate on the 1st of the following month

Godiva Mortgages and Portfolio Landlords

Godiva Mortgages have a specific set of product transfer rates for existing borrowers who are also ‘portfolio landlords’. A ‘portfolio landlord’ is a borrower who has four or more buy to let mortgaged properties at the time of the product transfer. On a Godiva Mortgage held in joint names, the mortgaged buy to lets of all Godiva mortgage holders will be aggregated to test this criteria.

Example, Godiva mortgage holder one has 1 other mortgaged buy to let, mortgage holder two has 2 other mortgaged buy to lets, total 4 mortgaged buy to lets.
These mortgage holders are portfolio landlords.

Godiva Mortgages Buy to Let Product Transfers Portfolio Landlords

Rates for existing customers current as of October 18, 2023
2 year fixed5.69%30/04/2026£1,99950%
2 year fixed5.74%30/04/2026£1,99965%
2 year fixed5.91%30/04/2026£1,99975%
2 year fixed6.30%30/04/2026£050%
2 year fixed6.35%30/04/2026£065%
2 year fixed6.48%30/04/2026£075%
5 year fixed5.32%30/04/2029£1,99950%
5 year fixed5.35%30/04/2029£1,99965%
5 year fixed5.55%30/04/2029£1,99975%
5 year fixed5.55%30/04/2029£050%
5 year fixed5.58%30/04/2029£065%
5 year fixed5.78%30/04/2029£075%
2 year flex tracker5.95%30/04/2029£1,99965%

Early Repayment Charges

ProductEarly Repayment Charges
2 year fixed2.00% of the balance repaid until 30.04.26
5 year fixed5.00% of the balance repaid until 30.04.27, then 3.00% of the balance repaid until 30.04.28, then 1.00% of the balance repaid until 30.04.29
Flex TrackerNo early repayment charges
Overpayment Allowanceup to 10% of the outstanding balance can be repaid per annum without penalty
Mortgage Exit FeeMortgage exit fee £125