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Godiva Mortgages Product Transfers

Godiva Mortgages Buy to Let Product Transfers 50% LTV

TypeRate toFeeLTV
5 year fixed4.71%30/11/29£1,99950%
5 year fixed4.81%30/11/29£050%
2 year fixed5.04%30/11/26£1,99950%
2 year fixed5.39%30/11/26£050%

Godiva Mortgages Buy to Let Product Transfers 65% LTV

TypeRate toFeeLTV
5 year fixed4.76%30/11/29£1,99965%
5 year fixed4.86%30/11/29£065%
2 year fixed5.09%30/11/26£1,99965%
2 year fixed5.44%30/11/26£065%
2 year tracker*5.80%30/11/26£1,99965%

*no early redemption charge on 2 year tracker

Godiva Mortgages Buy to Let Product Transfers 75% LTV

TypeRate toFeeLTV
5 year fixed4.88%30/11/29£1,99975%
5 year fixed4.95%30/11/29£075%
2 year fixed5.03%30/11/26£1,99975%
2 year fixed5.10%30/11/26£075%

Existing Godiva Mortgages Buy to Let mortgage holders

We can assist you to obtain a new rate

  • At no cost
  • Online
  • Fast service

Godiva Mortgage Limited are the buy-to-let mortgage arm Coventry Building Society. The rates shown are for existing borrowers switching to a new rate with the Lender.
Godiva Mortgages product transfers can be secured up to 4 months before the maturity date of your current Godiva Mortgage product.

The process is simple. Contact us, and we will retain rate options for you. You select the Godiva product transfer rate you want, and we generate full figures for your approval.

We need your approval on figures by the 20th of the month to swap a rate on the 1st of the following month

Godiva Mortgages and Portfolio Landlords

Godiva Mortgages have a specific set of product transfer rates for existing borrowers who are also ‘portfolio landlords’. A ‘portfolio landlord’ is a borrower who has four or more buy-to-let mortgaged properties at the time of the product transfer. On a Godiva Mortgage held in joint names, the mortgaged buy-to-lets of all Godiva mortgage holders will be aggregated to test these criteria.

For example, Godiva mortgage holder one has 1 other mortgaged buy-to-let, mortgage holder two has 2 other mortgaged buy-to-lets, a total 4 mortgaged buy-to-lets.
These mortgage holders are portfolio landlords.

Godiva Mortgages Buy to Let Product Transfers 50% LTV – Portfolio Landlords

TypeRate toFeeLTV
5 year fixed4.86%30/11/29£1,99950%
5 year fixed4.96%30/11/29£050%
2 year fixed5.19%30/11/26£1,99950%
2 year fixed5.54%30/11/26£050%

Godiva Mortgages Buy to Let Product Transfers 65% LTV – Portfolio Landlords

TypeRate toFeeLTV
5 year fixed4.91%30/11/29£1,99965%
5 year fixed5.01%30/11/29£065%
2 year fixed5.24%30/11/26£1,99965%
2 year fixed5.59%30/11/26£065%
2 year tracker*5.95%30/11/26£1,99965%

*no early redemption charge on 2 year tracker

Godiva Mortgages Buy to Let Product Transfers 75% LTV – Portfolio Landlords

TypeRate toFeeLTV
5 year fixed5.03%30/11/29£1,99975%
5 year fixed5.10%30/11/29£075%
2 year fixed5.39%30/11/26£1,99975%
2 year fixed5.69%30/11/26£075%

Early Repayment Charges

ProductEarly Repayment Charges
2 year fixed2.00% of the balance repaid until 30/11/2026
5 year fixed5.00% of the balance repaid until 30/11/2027, then 3.00% of the balance repaid until 30/11/2027, then 1.00% of the balance repaid until 30/11/2029
Flex TrackerNo early repayment charges
Overpayment Allowanceup to 10% of the outstanding balance can be repaid per annum without penalty
Mortgage Exit FeeMortgage exit fee £125