Godiva Mortgages Buy to Let Product Transfers 50% LTV
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 4.63% | 31/01/30 | £1,999 | 50% |
| 5 year fixed | 4.68% | 31/01/30 | £0 | 50% |
| 2 year fixed | 5.07% | 31/01/27 | £1,999 | 50% |
| 2 year fixed | 5.30% | 31/01/27 | £0 | 50% |
Godiva Mortgages Buy to Let Product Transfers 65% LTV
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 4.68% | 31/01/30 | £1,999 | 65% |
| 5 year fixed | 4.73% | 31/01/30 | £0 | 65% |
| 2 year fixed | 5.12% | 31/01/27 | £1,999 | 65% |
| 2 year fixed | 5.35% | 31/01/27 | £0 | 65% |
| 2 year tracker* | 5.80% | 31/01/27 | £1,999 | 65% |
*no early redemption charge on 2 year tracker
Godiva Mortgages Buy to Let Product Transfers 75% LTV
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 5.00% | 31/01/30 | £1,999 | 75% |
| 5 year fixed | 5.08% | 31/01/30 | £0 | 75% |
| 2 year fixed | 5.44% | 31/01/27 | £1,999 | 75% |
| 2 year fixed | 5.66% | 31/01/27 | £0 | 75% |
Existing Godiva Mortgages Buy to Let mortgage holders
We can assist you to obtain a new rate
- At no cost
- Online
- Fast service
Godiva Mortgage Limited are the buy-to-let mortgage arm Coventry Building Society. The rates shown are for existing borrowers switching to a new rate with the Lender.
Godiva Mortgages product transfers can be secured up to 4 months before the maturity date of your current Godiva Mortgage product.
The process is simple. Contact us, and we will retain rate options for you. You select the Godiva product transfer rate you want, and we generate full figures for your approval.
We need your approval on figures by the 20th of the month to swap a rate on the 1st of the following month
Godiva Mortgages and Portfolio Landlords
Godiva Mortgages have a specific set of product transfer rates for existing borrowers who are also ‘portfolio landlords’. A ‘portfolio landlord’ is a borrower who has four or more buy-to-let mortgaged properties at the time of the product transfer. On a Godiva Mortgage held in joint names, the mortgaged buy-to-lets of all Godiva mortgage holders will be aggregated to test these criteria.
For example, Godiva mortgage holder one has 1 other mortgaged buy-to-let, mortgage holder two has 2 other mortgaged buy-to-lets, a total 4 mortgaged buy-to-lets.
These mortgage holders are portfolio landlords.
Godiva Mortgages Buy to Let Product Transfers 50% LTV – Portfolio Landlords
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 4.78% | 31/01/30 | £1,999 | 50% |
| 5 year fixed | 4.83% | 31/01/30 | £0 | 50% |
| 2 year fixed | 5.22% | 31/01/27 | £1,999 | 50% |
| 2 year fixed | 5.45% | 31/01/27 | £0 | 50% |
Godiva Mortgages Buy to Let Product Transfers 65% LTV – Portfolio Landlords
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 4.83% | 31/01/30 | £1,999 | 65% |
| 5 year fixed | 4.88% | 31/01/30 | £0 | 65% |
| 2 year fixed | 5.27% | 31/01/27 | £1,999 | 65% |
| 2 year fixed | 5.50% | 31/01/27 | £0 | 65% |
| 2 year tracker* | 5.95% | 31/01/27 | £1,999 | 65% |
*no early redemption charge on 2 year tracker
Godiva Mortgages Buy to Let Product Transfers 75% LTV – Portfolio Landlords
Godiva mortgage rates for existing customers as of July 12, 2024
| Type | Rate | to | Fee | LTV |
| 5 year fixed | 5.15% | 31/01/30 | £1,999 | 75% |
| 5 year fixed | 5.23% | 31/01/30 | £0 | 75% |
| 2 year fixed | 5.59% | 31/01/27 | £1,999 | 75% |
| 2 year fixed | 5.81% | 31/01/27 | £0 | 75% |
Early Repayment Charges
| Product | Early Repayment Charges |
| 2 year fixed | 2.00% of the balance repaid until 31/01/2027 |
| 5 year fixed | 5.00% of the balance repaid until 31/01/2028, then 3.00% of the balance repaid until 31/01/2029, then 1.00% of the balance repaid until 31/07/2030 |
| Flex Tracker | No early repayment charges |
| Overpayment Allowance | up to 10% of the outstanding balance can be repaid per annum without penalty |
| Mortgage Exit Fee | Mortgage exit fee £125 |
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