Co Op Mortgages for Existing Customers (previously Platform)

Today's Co-Op mortgage rates

Rates shown as at 23 August 2026

Loan to Value (LTV) is the percentage of your property's value against your mortgage.
For example, if your mortgage balance is £150,000 or less on a property value of £200,000 - this gives access to products listed as 75% LTV.

Co-Op 60% LTV Rates

				Action
Full Term Tracker Until Full Term	4.34%	Full Term	£999	Apply Now
2 years Fixed	4.65%	31 Dec 28	£749	Apply Now
3 years Fixed	4.71%	31 Dec 29	£749	Apply Now
5 years Fixed	4.71%	31 Dec 31	£749	Apply Now
2 years Fixed	4.75%	31 Dec 28	No Fee	Apply Now
5 years Fixed	4.79%	31 Dec 31	No Fee	Apply Now
3 years Fixed	4.89%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.09%	Full Term	No Fee	Apply Now

Co-Op 70% LTV Rates

				Action
2 years Fixed	4.70%	31 Dec 28	£749	Apply Now
3 years Fixed	4.75%	31 Dec 29	£749	Apply Now
5 years Fixed	4.81%	31 Dec 31	£749	Apply Now
2 years Fixed	4.87%	31 Dec 28	No Fee	Apply Now
3 years Fixed	4.93%	31 Dec 29	No Fee	Apply Now
5 years Fixed	4.93%	31 Dec 31	No Fee	Apply Now

Co-Op 75% LTV Rates

				Action
Full Term Tracker Until Full Term	4.64%	Full Term	£999	Apply Now
2 years Fixed	4.70%	31 Dec 28	£749	Apply Now
3 years Fixed	4.75%	31 Dec 29	£749	Apply Now
5 years Fixed	4.81%	31 Dec 31	£749	Apply Now
2 years Fixed	4.87%	31 Dec 28	No Fee	Apply Now
3 years Fixed	4.93%	31 Dec 29	No Fee	Apply Now
5 years Fixed	4.93%	31 Dec 31	No Fee	Apply Now
Full Term Tracker Until Full Term	5.39%	Full Term	No Fee	Apply Now

Co-Op 80% LTV Rates

				Action
Full Term Tracker Until Full Term	4.84%	Full Term	£999	Apply Now
2 years Fixed	4.88%	31 Dec 28	£749	Apply Now
5 years Fixed	4.91%	31 Dec 31	£749	Apply Now
3 years Fixed	4.95%	31 Dec 29	£749	Apply Now
5 years Fixed	5.07%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.11%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.16%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.59%	Full Term	No Fee	Apply Now

Co-Op 85% LTV Rates

				Action
2 years Fixed	4.88%	31 Dec 28	£749	Apply Now
Full Term Tracker Until Full Term	4.89%	Full Term	£999	Apply Now
5 years Fixed	4.91%	31 Dec 31	£749	Apply Now
3 years Fixed	5.03%	31 Dec 29	£749	Apply Now
5 years Fixed	5.07%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.11%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.16%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.64%	Full Term	No Fee	Apply Now

Co-Op 90% LTV Rates

				Action
Full Term Tracker Until Full Term	4.94%	Full Term	£999	Apply Now
2 years Fixed	5.04%	31 Dec 28	£749	Apply Now
5 years Fixed	5.11%	31 Dec 31	£749	Apply Now
3 years Fixed	5.17%	31 Dec 29	£749	Apply Now
5 years Fixed	5.19%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.27%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.43%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.69%	Full Term	No Fee	Apply Now

60% LTV


Full Term Tracker Until Full Term	4.34%	£999
2 years Fixed	4.65%	£749
3 years Fixed	4.71%	£749
5 years Fixed	4.71%	£749

70% LTV


2 years Fixed	4.70%	£749
3 years Fixed	4.75%	£749
5 years Fixed	4.81%	£749
2 years Fixed	4.87%	No Fee

75% LTV


Full Term Tracker Until Full Term	4.64%	£999
2 years Fixed	4.70%	£749
3 years Fixed	4.75%	£749
5 years Fixed	4.81%	£749

80% LTV


Full Term Tracker Until Full Term	4.84%	£999
2 years Fixed	4.88%	£749
5 years Fixed	4.91%	£749
3 years Fixed	4.95%	£749

85% LTV


2 years Fixed	4.88%	£749
Full Term Tracker Until Full Term	4.89%	£999
5 years Fixed	4.91%	£749
3 years Fixed	5.03%	£749

90% LTV


Full Term Tracker Until Full Term	4.94%	£999
2 years Fixed	5.04%	£749
5 years Fixed	5.11%	£749
3 years Fixed	5.17%	£749

Is there more than one mortgage holder?

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Other Mortgage Lender Rates

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Other Buy To Let Mortgage Lender Rates

Accord Buy to Let Rates Barclays Buy to Let Rates BM Solutions Godiva Mortgages HSBC Buy to Let Mortgage Rates NatWest Buy To Let Rates Newcastle BTL Mortgage rates Paragon Bank Mortgages Santander Buy to Let rates Skipton Buy to Let Mortgage Rates The Mortgage Works Virgin Money Buy to Let Rates

1 Year Fixed	1.00%	until 30/06/27
2 Year Fixed	2.00%	until 30/06/28
5 Year Fixed	4.00%	until 30/06/31
10 Year Fixed	6.00%	until 30/06/36

Co-Op Mortgage rates for existing borrowers