Virgin Money - Existing Customer Rates 65% LTV
- All
- 2 Years
- 3 years
- 5 years
Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.84% | 01 Dec 27 | £1,995 | Apply |
| 5 years Fixed | 3.91% | 01 Dec 30 | £1,995 | Apply |
| 2 years Fixed | 3.94% | 01 Dec 27 | £995 | Apply |
| 3 years Fixed | 3.94% | 01 Dec 28 | £995 | Apply |
| 5 years Fixed | 3.99% | 01 Dec 30 | £995 | Apply |
| 5 years Fixed | 4.14% | 01 Dec 30 | 0 | Apply |
| 3 years Fixed | 4.20% | 01 Dec 28 | 0 | Apply |
| 2 years Fixed | 4.20% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 4.23% | 01 Dec 27 | £995 | Apply |
| 1 year Fixed | 4.99% | 01 Dec 26 | 0 | Apply |
Virgin Money - Existing Customer Rates 65% LTV at October 6, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.84% | 01 Dec 27 | £1,995 | Apply |
| 2 years Fixed | 3.94% | 01 Dec 27 | £995 | Apply |
| 2 years Fixed | 4.20% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 4.23% | 01 Dec 27 | £995 | Apply |
Virgin Money - Existing Customer Rates 65% LTV at October 6, 2025
Virgin Money - Existing Customer Rates 75% LTV
- All
- 2 Years
- 3 years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.94% | 01 Dec 27 | £1,995 | Apply |
| 5 years Fixed | 4.00% | 01 Dec 30 | £1,995 | Apply |
| 2 years Fixed | 4.04% | 01 Dec 27 | £995 | Apply |
| 3 years Fixed | 4.04% | 01 Dec 28 | £995 | Apply |
| 5 years Fixed | 4.08% | 01 Dec 30 | £995 | Apply |
| 5 years Fixed | 4.27% | 01 Dec 30 | 0 | Apply |
| 2 years Tracker | 4.37% | 01 Dec 27 | £995 | Apply |
| 3 years Fixed | 4.45% | 01 Dec 28 | 0 | Apply |
| 2 years Fixed | 4.45% | 01 Dec 27 | 0 | Apply |
| 1 year Fixed | 5.14% | 01 Dec 26 | 0 | Apply |
Virgin Money - Existing Customer Rates 75% LTV at October 6, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.94% | 01 Dec 27 | £1,995 | Apply |
| 2 years Fixed | 4.04% | 01 Dec 27 | £995 | Apply |
| 2 years Tracker | 4.37% | 01 Dec 27 | £995 | Apply |
| 2 years Fixed | 4.45% | 01 Dec 27 | 0 | Apply |
Virgin Money - Existing Customer Rates 75% LTV at October 6, 2025
- FREE email alerts
- Upcoming rate changes
- The best mortgage rate
- Protection against rate rises
- No obligation
Virgin Money - Existing Customer Rates 80% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 4.24% | 01 Dec 30 | £995 | Apply |
| 2 years Fixed | 4.35% | 01 Dec 27 | £995 | Apply |
| 5 years Fixed | 4.49% | 01 Dec 30 | 0 | Apply |
| 2 years Fixed | 4.74% | 01 Dec 27 | 0 | Apply |
Virgin Money - Existing Customer Rates 80% LTV at October 6, 2025
Virgin Money - Existing Customer Rates 85% LTV
- All
- 2 Years
- 3 years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 4.24% | 01 Dec 30 | £995 | Apply |
| 3 years Fixed | 4.39% | 01 Dec 28 | £995 | Apply |
| 2 years Fixed | 4.39% | 01 Dec 27 | £995 | Apply |
| 5 years Fixed | 4.49% | 01 Dec 30 | 0 | Apply |
| 2 years Tracker | 4.64% | 01 Dec 27 | £995 | Apply |
| 3 years Fixed | 4.79% | 01 Dec 28 | 0 | Apply |
| 2 years Fixed | 4.79% | 01 Dec 27 | 0 | Apply |
Virgin Money - Existing Customer Rates 85% LTV at October 6, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 4.39% | 01 Dec 27 | £995 | Apply |
| 2 years Tracker | 4.64% | 01 Dec 27 | £995 | Apply |
| 2 years Fixed | 4.79% | 01 Dec 27 | 0 | Apply |
Virgin Money - Existing Customer Rates 85% LTV at October 6, 2025
Virgin Money existing customer – new mortgage rate – the process
- Secure a rate up to 4 months early
- No Broker Fees
- Same-Day Service
- No paperwork
- No valuations
- No credit scoring
- To contact our Team you can call us or use our secure online Virgin Money Product Transfer Form
- We will check your Virgin Money mortgage options and email a full list to you on a single sheet
- Our experienced Team can give you any advice or further information you need to decide on a rate
- Once you have made a decision we secure the new mortgage rate for you
Virgin Money - Existing Customer BTL Rates 60% LTV
- All
- 2 Years
- 3 years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.82% | 01 Dec 27 | £3,995 | Apply |
| 5 years Fixed | 3.91% | 01 Dec 30 | £3,995 | Apply |
| 5 years Fixed | 4.01% | 01 Dec 30 | £1,995 | Apply |
| 3 years Fixed | 4.01% | 01 Dec 28 | £1,995 | Apply |
| 2 years Fixed | 4.01% | 01 Dec 27 | £1,995 | Apply |
| 5 years Fixed | 4.21% | 01 Dec 30 | £995 | Apply |
| 2 years Fixed | 4.31% | 01 Dec 27 | £995 | Apply |
| 5 years Fixed | 4.36% | 01 Dec 30 | 0 | Apply |
| 3 years Fixed | 4.52% | 01 Dec 28 | 0 | Apply |
| 2 years Fixed | 4.52% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 4.68% | 01 Dec 27 | £995 | Apply |
Virgin Money - Existing Customer BTL Rates 60% LTV at October 6, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.82% | 01 Dec 27 | £3,995 | Apply |
| 2 years Fixed | 4.01% | 01 Dec 27 | £1,995 | Apply |
| 2 years Fixed | 4.31% | 01 Dec 27 | £995 | Apply |
| 2 years Fixed | 4.52% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 4.68% | 01 Dec 27 | £995 | Apply |
Virgin Money - Existing Customer BTL Rates 60% LTV at October 6, 2025
Virgin Money - Existing Customer BTL Rates 75% LTV
- All
- 2 Years
- 3 years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 4.02% | 01 Dec 27 | £3,995 | Apply |
| 5 years Fixed | 4.16% | 01 Dec 30 | £3,995 | Apply |
| 3 years Fixed | 4.23% | 01 Dec 28 | £1,995 | Apply |
| 2 years Fixed | 4.23% | 01 Dec 27 | £1,995 | Apply |
| 5 years Fixed | 4.26% | 01 Dec 30 | £1,995 | Apply |
| 5 years Fixed | 4.36% | 01 Dec 30 | £995 | Apply |
| 2 years Fixed | 4.46% | 01 Dec 27 | £995 | Apply |
| 5 years Fixed | 4.52% | 01 Dec 30 | 0 | Apply |
| 3 years Fixed | 4.70% | 01 Dec 28 | 0 | Apply |
| 2 years Fixed | 4.70% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 5.10% | 01 Dec 27 | £995 | Apply |
| 2 years Tracker | 5.20% | 2 Years | £995 | Apply |
Virgin Money - Existing Customer BTL Rates 75% LTV at October 6, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 4.02% | 01 Dec 27 | £3,995 | Apply |
| 2 years Fixed | 4.23% | 01 Dec 27 | £1,995 | Apply |
| 2 years Fixed | 4.46% | 01 Dec 27 | £995 | Apply |
| 2 years Fixed | 4.70% | 01 Dec 27 | 0 | Apply |
| 2 years Tracker | 5.10% | 01 Dec 27 | £995 | Apply |
| 2 years Tracker | 5.20% | 2 Years | £995 | Apply |
Virgin Money - Existing Customer BTL Rates 75% LTV at October 6, 2025
Virgin Money - Existing Customer BTL Rates 80% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 4.74% | 01 Dec 30 | £995 | Apply |
| 2 years Fixed | 5.06% | 01 Dec 27 | £995 | Apply |
| 5 years Fixed | 5.31% | 01 Dec 30 | 0 | Apply |
| 2 years Fixed | 5.61% | 01 Dec 27 | 0 | Apply |
Virgin Money - Existing Customer BTL Rates 80% LTV at October 6, 2025
Book early
In the current market, it makes sense to set your Virgin Money mortgage product transfer rate early.
Within six months of your current Virgin mortgage rate ending you can secure a new mortgage rate. That rate will not start before your current rate ends.
If Virgin mortgage rates then rise, your initially secured mortgage rate is held for you.
If Virgin mortgage rates fall, you can swap a reserved mortgage rate to the new lower rate at no cost.
7 Great things about Virgin Money Mortgage Rate Deals for existing customers
You can reserve your new deal with us – now
You can reserve a new Virgin Money mortgage rate up to 120 days before your current deal ends. If your new Virgin Money mortgage rate is lower, we can even transfer your product early, saving you money.
You can switch quickly
We can get your new mortgage rate secured within hours in most cases.
We check your eligibility
We establish your mortgage balance and current property value, let you know all the rates available to you, and can advise you on the most suitable for you.
There will be no credit check
A new Virgin Money mortgage rate is available regardless of your recent credit history.
Changes in your circumstances are not a problem
We can arrange a new Virgin Money mortgage rate even if your income has dropped or one borrower has stopped working.
There is no need for a property valuation
We obtain a valuation of your property from Virgin Money, the same day, at no cost.
You do not need a solicitor
You won’t need a solicitor to finalise your new Virgin Money mortgage rate.
Do I need to stay with Virgin Mortgages?
No – you do not need to stay with Virgin Money Mortgages.
If another Mortgage Lender is offering a preferable product you may wish to consider a full re-mortgage.
If you would like our team to explore options outside of Virgin Money with you, we are happy to do this as we are Independent Mortgage Brokers who consider the whole of the market.
Mortgage Product Transfer with another Lender? – click below
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