Vida Homeloans - Existing Customer Rates 125% LTV
- All
- 2 Years
- 5 years
Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 6.39% | 5 years | £795 | Apply |
| 5 years Fixed | 6.49% | 5 years | £795 | Apply |
| 5 years Fixed | 6.54% | 5 years | 0 | Apply |
| 2 years Fixed | 6.89% | 2 years | £795 | Apply |
| 2 years Fixed | 6.94% | 2 years | £795 | Apply |
| 2 years Fixed | 7.34% | 2 years | 0 | Apply |
Vida Homeloans - Existing Customer Rates 125% LTV at September 23, 2025
When can I switch my mortgage rate with Vida Homeloans?
You can switch your mortgage rate with Vida Homeloans anytime from up to six months before your current mortgage rate ends.
If your Vida Homeloans mortgage rate has already expired and you are on the Lender’s standard variable rate you can still apply for a new rate.
If cannot swop rate if you have mortgage arrears on your account.
Vida Homeloans - Existing Customer BTL Rates 125% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 5.84% | 5 years | 1.75% | Apply |
| 2 years Fixed | 6.24% | 2 years | 1.75% | Apply |
| 5 years Fixed | 6.29% | 5 years | 0 | Apply |
| 2 years Fixed | 7.24% | 2 years | 0 | Apply |
Vida Homeloans - Existing Customer BTL Rates 125% LTV at September 23, 2025
Vida Homeloans - Existing Customer HMO & MUB's BTL Rates 125% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 5.94% | 5 years | 1.75% | Apply |
| 5 years Fixed | 5.94% | 5 years | 1.75% | Apply |
| 5 years Fixed | 6.39% | 5 years | 0 | Apply |
| 5 years Fixed | 6.39% | 5 years | 0 | Apply |
| 2 years Fixed | 6.54% | 2 years | 1.75% | Apply |
| 2 years Fixed | 6.54% | 2 years | 1.75% | Apply |
| 2 years Fixed | 7.54% | 2 years | 0 | Apply |
| 2 years Fixed | 7.54% | 2 years | 0 | Apply |
Vida Homeloans - Existing Customer HMO & MUB's BTL Rates 125% LTV at September 23, 2025
Vida Homeloans - Existing Customer LTD Co BTL Rates 125% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 5 years Fixed | 5.84% | 5 years | 1.75% | Apply |
| 2 years Fixed | 6.24% | 2 years | 1.75% | Apply |
| 5 years Fixed | 6.29% | 5 years | 0 | Apply |
| 2 years Fixed | 7.24% | 2 years | 0 | Apply |
Vida Homeloans - Existing Customer LTD Co BTL Rates 125% LTV at September 23, 2025
Accepting your Vida Homeloans Mortgage offer
Once you have an offer for a new mortgage rate from Vida Homeloans you will be given 14 days to consider the rate before accepting your offer.
Please note that one you have accepted your offer the rate cannot be changed. Please make sure you do wish to proceed.
I have accepted a new rate but Vida Homeloans say I am going on to SVR?
The Regulator insists that the Lender write to customers who are you to complete on a new rate confirmed the standard variable rate. You could receive a letter at any time up until the point you have formally switched to your new rate. The letter confirms that is you have already switched rate the letter can be ignored.
Mortgage Product Transfer with another Lender? – click below
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