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The Mortgage Lender mortgage rate switches

The Mortgage Lender - Existing Customer Rates 70% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.89% 5 years 0 Apply
2 years Fixed 6.24% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.24% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.89% 5 years 0 Apply

The Mortgage Lender - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer Rates 75% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.99% 5 years 0 Apply
2 years Fixed 6.29% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.29% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.99% 5 years 0 Apply

The Mortgage Lender - Existing Customer Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

Are you eligible to swop your mortgage rate with The Mortgage Lender?

To be eligible to swop your rate you must:

Be on a tracker or fixed rate that is shortly to expire, or be on The Mortgage Lender standard variable rate
Not intending to to move home or alter your mortgage balance
Not intending to add or remove a party on the mortgage
Not currently be in arrears
Have not missed any payments in the past 12 months

The Mortgage Lender - Existing Customer Rates 80% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 6.04% 5 years 0 Apply
2 years Fixed 6.49% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.49% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 6.04% 5 years 0 Apply

The Mortgage Lender - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer Rates 95% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 6.09% 5 years 0 Apply
2 years Fixed 6.74% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 95% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.74% 2 years 0 Apply

The Mortgage Lender - Existing Customer Rates 95% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 6.09% 5 years 0 Apply

The Mortgage Lender - Existing Customer Rates 95% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

What is the process of obtaining a new rate with The Mortgage Lender?

You will receive a letter from The Mortgage Lender advising you that selecting a new mortgage rate with them is an option for you. This letter advises you to speak to a professional mortgage intermediary about this matter.

This is where our free service comes in.

The Mortgage Lender - Existing Customer BTL Rates 70% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.65% 5 years 0 Apply
2 years Fixed 6.52% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.52% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.65% 5 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer LTD Co BTL Rates 70% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.65% 5 years 0 Apply
2 years Fixed 6.52% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.52% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.65% 5 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer BTL Rates 75% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.85% 5 years 0 Apply
2 years Fixed 6.62% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.62% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.85% 5 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer LTD Co BTL Rates 75% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 5.85% 5 years 0 Apply
2 years Fixed 6.62% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.62% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.85% 5 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 75% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer BTL Rates 80% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 6.19% 5 years 0 Apply
2 years Fixed 6.99% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.99% 2 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 6.19% 5 years 0 Apply

The Mortgage Lender - Existing Customer BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

The Mortgage Lender - Existing Customer LTD Co BTL Rates 80% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
5 years Fixed 6.19% 5 years 0 Apply
2 years Fixed 6.99% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 6.99% 2 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 6.19% 5 years 0 Apply

The Mortgage Lender - Existing Customer LTD Co BTL Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

Changing your mind on a rate with The Mortgage Lender

Please note that once you have accepted a new mortgage rate option with TML you cannot change your mind or cancel the request without incurring the Lender’s early repayment charge on the product.

What we do?

We will establish your mortgage rate options with The Mortgage lender and discuss these with you to establish the most suitable product from your needs.

When you are ready we will apply for a new mortgage rate offer on your behalf.

If appropriate we can also outline other options for you from across the mortgage market.