Skipton Building Society - Existing Customer Rates 60% LTV
- All
- 2 Years
- 5 years
Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.09% | 31 Jan 28 | 2.5% | Apply |
| 2 years Fixed | 4.05% | 31 Jan 28 | £1,495 | Apply |
| 3 years Fixed | 4.13% | 31 Jan 29 | £995 | Apply |
| 2 years Fixed | 4.18% | 31 Jan 28 | £495 | Apply |
| 5 years Fixed | 4.19% | 31 Jan 31 | £1,295 | Apply |
| 5 years Fixed | 4.30% | 31 Jan 31 | 0 | Apply |
| 3 years Fixed | 4.30% | 31 Jan 29 | 0 | Apply |
| 2 years Fixed | 4.34% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.39% | 2 Years | £995 | Apply |
| 2 years Tracker | 4.89% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 60% LTV at September 23, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.09% | 31 Jan 28 | 2.5% | Apply |
| 2 years Fixed | 4.05% | 31 Jan 28 | £1,495 | Apply |
| 2 years Fixed | 4.18% | 31 Jan 28 | £495 | Apply |
| 2 years Fixed | 4.34% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.39% | 2 Years | £995 | Apply |
| 2 years Tracker | 4.89% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 60% LTV at September 23, 2025
Skipton Building Society - Existing Customer Rates 75% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.14% | 31 Jan 28 | 2.5% | Apply |
| 2 years Fixed | 4.15% | 31 Jan 28 | £1,495 | Apply |
| 2 years Fixed | 4.26% | 31 Jan 28 | £495 | Apply |
| 3 years Fixed | 4.26% | 31 Jan 29 | £995 | Apply |
| 5 years Fixed | 4.31% | 31 Jan 31 | £1,295 | Apply |
| 3 years Fixed | 4.38% | 31 Jan 29 | 0 | Apply |
| 5 years Fixed | 4.40% | 31 Jan 31 | 0 | Apply |
| 2 years Fixed | 4.42% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.54% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.04% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 75% LTV at September 23, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.14% | 31 Jan 28 | 2.5% | Apply |
| 2 years Fixed | 4.15% | 31 Jan 28 | £1,495 | Apply |
| 2 years Fixed | 4.26% | 31 Jan 28 | £495 | Apply |
| 2 years Fixed | 4.42% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.54% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.04% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 75% LTV at September 23, 2025
- FREE email alerts
- Upcoming rate changes
- The best mortgage rate
- Protection against rate rises
- No obligation
Skipton Building Society - Existing Customer Rates 85% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.59% | 31 Jan 28 | 2% | Apply |
| 2 years Fixed | 4.31% | 31 Jan 28 | £1,495 | Apply |
| 3 years Fixed | 4.35% | 31 Jan 29 | £995 | Apply |
| 5 years Fixed | 4.44% | 31 Jan 31 | £1,295 | Apply |
| 2 years Fixed | 4.46% | 31 Jan 28 | £495 | Apply |
| 3 years Fixed | 4.49% | 31 Jan 29 | 0 | Apply |
| 5 years Fixed | 4.55% | 31 Jan 31 | 0 | Apply |
| 2 years Fixed | 4.58% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.69% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.24% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 85% LTV at September 23, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 3.59% | 31 Jan 28 | 2% | Apply |
| 2 years Fixed | 4.31% | 31 Jan 28 | £1,495 | Apply |
| 2 years Fixed | 4.46% | 31 Jan 28 | £495 | Apply |
| 2 years Fixed | 4.58% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.69% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.24% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 85% LTV at September 23, 2025
Skipton Building Society - Existing Customer Rates 90% LTV
- All
- 2 Years
- 5 years
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 4.50% | 31 Jan 28 | £1,495 | Apply |
| 3 years Fixed | 4.52% | 31 Jan 29 | £995 | Apply |
| 5 years Fixed | 4.61% | 31 Jan 31 | £1,295 | Apply |
| 2 years Fixed | 4.66% | 31 Jan 28 | £495 | Apply |
| 3 years Fixed | 4.69% | 31 Jan 29 | 0 | Apply |
| 5 years Fixed | 4.73% | 31 Jan 31 | 0 | Apply |
| 2 years Fixed | 4.78% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.84% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.34% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 90% LTV at September 23, 2025
| Type
|
Rate
|
Until
|
Product Fee
|
|
|---|---|---|---|---|
| 2 years Fixed | 4.50% | 31 Jan 28 | £1,495 | Apply |
| 2 years Fixed | 4.66% | 31 Jan 28 | £495 | Apply |
| 2 years Fixed | 4.78% | 31 Jan 28 | 0 | Apply |
| 2 years Tracker | 4.84% | 2 Years | £995 | Apply |
| 2 years Tracker | 5.34% | 2 Years | 0 | Apply |
Skipton Building Society - Existing Customer Rates 90% LTV at September 23, 2025
- We can now secure you a new mortgage rate up to 6 months before your current rate ends
- Existing Skipton Building Society Mortgage borrower?
- Looking towards switching products?
- Make one simple phone call to 020 8979 9684
- No need to book an appointment with a Mortgage Adviser
- No need to book a telephone appointment
- No need to book a video link
- Prefer to work online? Click here
Skipton Product Transfer Rates – Early Repayment Charges
| Product & Term | Period | Charges | End Date |
| 2 Year Fixed | 1 | 2.50% until 31/08/26 | 31/08/27 |
| 2 | 1.25% until 31/08/27 | ||
| 5 Year Fixed | 1 | 6.00% until 31/08/27 | 31/08/30 |
| 2 | 5.00% until 31/08/28 | ||
| 3 | 4.00% until 31/08/29 | ||
| 4 | 1.75% until 31/08/30 | ||
| 2 Year Tracker | 1 | No ERC |
Skipton Building Society Mortgages – Background
Skipton Building Society, headquartered in Skipton, North Yorkshire was formed in 1853 and is currently the 4th largest building society in the United Kingdom.
Skipton Building Society is known for its large number of acquisitions of smaller Building Societies over the years and currently operates with 21 subsidiaries.
Apart from providing financial services, Skipton Building Society provides scholarships to the tune of GBP 2,000 per year to help students in the Richmondshire District attend university. There is also a Skipton Building Society charitable foundation established by the Society in early 2000.
Skipton Mortgage Underwriting
In common with most Building Societies, Skipton takes a conservative approach to mortgage underwriting. Their target market is A-grade credit clients with good income. For these clients, Skipton is a good source of re-mortgage and purchase mortgage products as pricing is often highly competitive.
Skipton switching your mortgage deal
In order to switch your mortgage deal with Skipton Mortgages the following needs to apply:
- Your current Skipton mortgage rate is ending within six months, or
- You are on the Skipton Mortgages variable rate
- Your Skipton account is not in arrears
- You do not have Consent to Let on your Skipton Mortgage Account
- Your loan-to-value is no more than 90%
Other changes to your Skipton Mortgage Contract
We can also assist with:
- Additional borrowing
- Changing the Term of your mortgage
- Changing repayment type from interest only to capital repayment
The following changes will trigger an automatic affordability check:
- a change to the repayment type of your Skipton Mortgage
- a decrease in the mortgage term
- an increase to the mortgage term which takes the mortgage into retirement
Mortgage Product Transfer with another Lender? – click below
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