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Newcastle Building Society Mortgage Rate Switches

No matching rates found.

Newcastle BS Mortgage rate switch process

Newcastle BS will contact you about 16 weeks before your current mortgage rate is due to expire.

You will receive a letter with a unique reference code and a mortgage account number. We need those details to process a Newcastle Building Society mortgage product switch.

Newcastle Building Society - Existing Customer Rates 70% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
2 years Fixed 3.99% 31 Jan 28 £999 Apply
2 years Fixed 4.30% 31 Jan 28 0 Apply
5 years Fixed 4.40% 31 Jan 31 £999 Apply
5 years Fixed 4.65% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 3.99% 31 Jan 28 £999 Apply
2 years Fixed 4.30% 31 Jan 28 0 Apply

Newcastle Building Society - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 4.40% 31 Jan 31 £999 Apply
5 years Fixed 4.65% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 70% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

No matching rates found.

Newcastle Building Society - Existing Customer Rates 80% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
2 years Fixed 4.30% 31 Jan 28 £999 Apply
2 years Fixed 4.55% 31 Jan 28 0 Apply
5 years Fixed 4.60% 31 Jan 31 £999 Apply
5 years Fixed 4.70% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 4.30% 31 Jan 28 £999 Apply
2 years Fixed 4.55% 31 Jan 28 0 Apply

Newcastle Building Society - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 4.60% 31 Jan 31 £999 Apply
5 years Fixed 4.70% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 80% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

No matching rates found.

Newcastle Building Society - Existing Customer Rates 90% LTV

  • All
  • 2 Years
  • 5 years
Type Rate Until Product Fee  
2 years Fixed 4.67% 31 Jan 28 £999 Apply
2 years Fixed 4.95% 31 Jan 28 0 Apply
5 years Fixed 5.00% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 90% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
2 years Fixed 4.67% 31 Jan 28 £999 Apply
2 years Fixed 4.95% 31 Jan 28 0 Apply

Newcastle Building Society - Existing Customer Rates 90% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684
Type Rate Until Product Fee  
5 years Fixed 5.00% 31 Jan 31 0 Apply

Newcastle Building Society - Existing Customer Rates 90% LTV at September 23, 2025

to get your mortgage rate options

call us now on 0208 979 9684

What is the process to switch a Newcastle BS mortgage rate?

The process is swift and easy completed online. We do not need paper (unless your mortgage rate has already finished)

You can apply for a new mortgage rate from Newcastle BS up to six months before expiry of your current rate.
You must apply for your new Newcastle BS mortgage rate at the latest by the 15th of the month before your current rate expires.

No matching rates found.

Valuing your property

Newcastle BS used an index valuation of your property to access your loan to value ratio so that they know which mortgage rates to offer you.

If you do not agree with the valuation figure provided you can request a new valuation from Newcastle BS at a cost of £85.
There is not guarantee that the new valuation with be higher than the indexed figure.

Switching your Newcastle BS rate early

If it is useful to you, you have the option to swop to your new Newcastle BS mortgage rate early without incurring early repayment charges (conditions apply).

Swopping your secured Newcastle BS rate

Mortgage rates can move at any time. If you have already secured a new mortgage rate from Newcastle BS and a new preferable rate comes along, you can swop to the new rate (conditions apply).