Our situation wasn’t the best after we found out my partners credit was really bad with payday loans, defaults and missed payments oh and multiple jobs over the last two years. Lawrence was really reassuring, we provided all the documents to help him build a clearer picture before submitting our mortgage offer. Communication is key and Lawrence and Colum kept us up to date throughout the process. Colum took over our case while Lawrence was on holiday, he pushed our solicitors to get their skates on and took a lot of pressure off us. I’m pleased to say we received our mortgage offer and now looking forward to owning our first home. I won’t hesitate to recommend these guys and they have a customer for life. We will be definitely back when we want to remortgage. Thank you once again we owe you!