We specialise in mortgages for Locum Doctors with limited trading history
Locum Doctors are on a self employed contract and are therefore treated as such by mortgage lenders. This means that lenders will ask for two or three years trading as a Locum in most cases. This is a problem if you, as a Locum, are looking to arrange a mortgage in the meantime.
This is not a problem for us after many years arranging mortgages for Doctors. We have access to specialise lender channels where we can arrange mortgages for Locums with just 6 months trading history.
Just 6 months history – how to prove Locum income
Our Lenders will evidence your income from your invoicing and receipts into your business bank account (or personal account if you do not use a business bank account).
You do not pay extra for a specialised Locum mortgage
Our Lenders offer mainstream mortgage rates for these specialised mortgages for limited history Locum Doctors.
25% deposit? – rates available to Locums Doctors through our specialised Locums service from 1.84%
10% deposit? – rates available to Locums Doctors through our specialised Locums service from 3.29%
Our service makes it easy for you
We have been assisting Doctors for over fifteen years and have build tailored online systems to help you and save you time – this means.
- No meetings
- No paperwork
- No hassle
Our Doctors specific mortgage systems mean we can arrange a mortgage offer in principle for Locums within one working day.
If you are new to Locum work, do not waste time with other mortgage sources call the experts now on 020 8979 9684.