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Pepper Money Mortgage Rates for Existing Borrowers

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Today's Pepper mortgage rates

Rates shown as at 31 July 2026

Pepper 75% LTV Rates

				Action
2 years Fixed	5.35%	2 years	No Fee	Apply Now
5 years Fixed	5.60%	5 years	No Fee	Apply Now
2 years Fixed	5.85%	2 years	No Fee	Apply Now
5 years Fixed	6.10%	5 years	No Fee	Apply Now
2 years Fixed	6.77%	2 years	No Fee	Apply Now
5 years Fixed	6.84%	5 years	No Fee	Apply Now

Pepper 80% LTV Rates

				Action
2 years Fixed	5.55%	2 years	No Fee	Apply Now
5 years Fixed	5.79%	5 years	No Fee	Apply Now
2 years Fixed	6.05%	2 years	No Fee	Apply Now
5 years Fixed	6.29%	5 years	No Fee	Apply Now
5 years Fixed	6.99%	5 years	No Fee	Apply Now
2 years Fixed	7.12%	2 years	No Fee	Apply Now

Pepper 85% LTV Rates

				Action
2 years Fixed	5.75%	2 years	No Fee	Apply Now
5 years Fixed	6.03%	5 years	No Fee	Apply Now
2 years Fixed	6.25%	2 years	No Fee	Apply Now
5 years Fixed	6.53%	5 years	No Fee	Apply Now
2 years Fixed	7.30%	2 years	No Fee	Apply Now
5 years Fixed	7.59%	5 years	No Fee	Apply Now

75% LTV


2 years Fixed	5.35%	No Fee
5 years Fixed	5.60%	No Fee
2 years Fixed	5.85%	No Fee
5 years Fixed	6.10%	No Fee

80% LTV


2 years Fixed	5.55%	No Fee
5 years Fixed	5.79%	No Fee
2 years Fixed	6.05%	No Fee
5 years Fixed	6.29%	No Fee

85% LTV


2 years Fixed	5.75%	No Fee
5 years Fixed	6.03%	No Fee
2 years Fixed	6.25%	No Fee
5 years Fixed	6.53%	No Fee

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Other Mortgage Lender Rates

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Other Buy To Let Mortgage Lender Rates

Accord Buy to Let Rates Barclays Buy to Let Rates BM Solutions Godiva Mortgages HSBC Buy to Let Mortgage Rates NatWest Buy To Let Rates Newcastle BTL Mortgage rates Paragon Bank Mortgages Santander Buy to Let rates Skipton Buy to Let Mortgage Rates The Mortgage Works Virgin Money Buy to Let Rates

1 Year Fixed	1.00%	until 30/06/27
2 Year Fixed	2.00%	until 30/06/28
5 Year Fixed	4.00%	until 30/06/31
10 Year Fixed	6.00%	until 30/06/36