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Halifax Mortgages

Halifax Mortgages Background

Halifax has seen itself grow from a couple of offices to a nationwide giant over more than 150 years.

The initial idea for the business came from a group in the Old Cock Inn in December 1852 in the town of Halifax, that were keen to provide an investment and loan society to help the overcrowded town.

Originally split into two societies – Halifax Permanent and Halifax Equitable – their success accelerated at the turn of the century thanks to Enoch Hill’s involvement, going from their first mortgage in 1853 to business being spread nationally across the 1920s. In 1924, they started up their first London office and by the end of the decade, the two societies were ranked first and third in the country. They continued to develop and grow over the course of the century, transforming into the model seen today. Mergers began in the 1990s and led to their largest with Bank of Scotland in 2001, the move that created HBOS.

Halifax Mortgages Underwriting

Halifax has a good record of assisting us with tricky and complex cases. They are therefore one of our key lenders. The Halifax online mortgage processing system and experienced underwriting team make for a generally smooth and painless application process.

If you would like us to arrange a Halifax mortgage for you – contact us now.