The maximum age at the point of application for new borrowing, remains unchanged and the eldest customer must submit any application before their 75th birthday.

Maximum mortgage term will remain at 40 years at application.

New maximum age policy applies to both BM Solutions mortgages held in personal names and those held by Limited Companies.

For Product Transfer applications the existing mortgage term can be amended up until the eldest applicant’s 99th birthday

For Further Advance applications the new borrowing mortgage term can be selected up until the eldest applicant’s 99th birthday

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Accepting your NatWest mortgage product switch

We often find NatWest Clients get stuck when trying to accept a mortgage switch offer, either when trying to get access to the NatWest App or Website, or during the Acceptance process – we hope the information below will be of assistance to you.

When you request a new mortgage rate, NatWest will email an offer copy to each account holder.

You have 14 days to accept your NatWest mortgage offer. If you do not accept your Offer within that time, the Offer is cancelled.

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BM Solutions launch Limited Company Buy To Let offering

BM Solutions has introduced a new Limited Company Buy to Let mortgage range, available from 28th July 2025. Offering competitive rates from 3.99% and generous affordability calculations, this launch creates new opportunities for borrowers to purchase, remortgage, or transfer existing properties into a Special Purpose Vehicle (SPV) Limited Company. In this article, we explain the key features, eligibility rules, accepted company types, and important requirements, so you can decide whether BM Solutions’ latest offering is the right move for your property plans.

Important Director & Shareholder Requirements

• Each director/shareholder must act as guarantor for full amount
• Obtain independent legal advice on that guarantee
• Directors/shareholder to be prepared to undergo a soft credit search
• Directors/shareholder must each own UK property in own name
• No more than 4 directors/shareholders per application
• 100% of total shareholding must be held between the parties involved
• All directors and shareholders must reside in Great Britain
• Companies registered outside of Great Britain

The launch of the BM Solutions Limited Company Buy to Let range is a welcome addition for borrowers looking to invest through an SPV structure. With competitive rates, generous affordability calculations, and clear criteria for accepted company types, it opens the door to new opportunities for both purchasing and remortgaging.

However, Limited Company Buy to Let mortgages come with specific requirements, especially around director guarantees, company structure, and eligibility. So, getting the right advice from the outset is essential.

If you’re considering transferring property into a Limited Company, starting a new SPV, or expanding your portfolio, we can help you explore whether BM Solutions’ offering is the right fit for your plans and guide you through the application process from start to finish.

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Dreaming of your first home? Discover how a £5,000 mortgage deposit could open the door to homeownership

Read on to discover an exciting opportunity for first-time buyers.

What to expect from the mortgage application process

Navigating the mortgage application process for a £5k deposit mortgage is easier than you might think. First, you’ll begin by discussing your financial situation with us, where we’ll review your income, credit history, and any existing debts.

Once we’ve determined your eligibility, we’ll help you gather all the necessary documents, such as proof of income, bank statements, and identification. The next step involves completing a straightforward £5k deposit mortgage application, after which the lender will assess your credit profile and arrange a free valuation of your chosen property.

Throughout the process, we’re here to guide you every step of the way, ensuring that the journey towards securing your first home is as smooth and stress-free as possible.

Ready to take the next step with a £5k deposit mortgage?

If you’re a first-time buyer dreaming of owning your own home but have been held back by high deposit requirements, now is your chance to make that dream a reality. This new £5k deposit mortgage is designed to help you get on the property ladder with ease. With competitive rates, minimal upfront costs, and clear eligibility guidelines, you could be one step closer to securing your first home.

Contact us today for a no-obligation consultation and find out how you can take advantage of this breakthrough mortgage product. Let’s work together to help you start your journey towards home ownership.

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